Requires the PUC to hold annual rate review proceedings and modifies the rate-making process of large utility corporations.

Increases the amount of state child care credit claimed by taxpayers.

Provides that credit for a deposited check in a bank account can be withdrawn in a "reasonable time" of five days or less and requires depository institutions to provide customers with information regarding funds withdrawal.

Specifies the minimum wage rate for certified in-home attendants at not less than $4.75 per hour.

Acknowledges the Statue of Liberty as a national historic monument and appropriates fund for restoration expenses.

Prohibits the cancellation or non-renewal of certain insurance policies without advance notice.

Establishes a review board in the Department of Insurance and prohibits certain insurers from raising rates unless approved by the board.

Provides participants in the California Automobile Assigned Risk Plan (CAARP) choices in auto policies.

Requires electronic fund transfer payments to be made through a financial institution authorized by the Lottery Commission.

Restructures the Commission and redefines its role, duties and responsibilities in trade promotion.